So are you proposing a Home area for matured aged folks, or a Home area for matured minded folks?
SCEA should require users to fill out and mail in a mental aptitude test. upon their approval you may or may not be allowed to use Home.
You can guarantee someone will make a guide to cheat it, and everyone will compete to copy and paste it first for Kudos
each one would be different.
and if multiple ones are the same its an auto ban.
and there would be a rorshach test. those have no right or wrong answers. XD