yep yet again us poor people get Squat!
That's a little like saying "Granzella came out with a new tea house but I can't have it because I'm broke. I hate them!"
Digital Leisure created the rewards for those who invested the time, and yes in many cases, money in their product the Casino. If you did neither, that is really on you. The fact of the matter is, people who haven't spent anything on chips have won the penthouse. Check this thread:
It can be done and perhaps you could do it too if you put some effort into it. I for one am looking forward to the new tier 10 rewards to decorate my Penthouse with. I think that Digital Leisure is a rare exception for Home in that they regularly listen to our feedback and give us what we ask for.