I don't think this guy is stupid, his first language obviously isn't english and the people that reply back with mean comments are way more stupid for no realizing it or acting like they don't know, His post it's just poorly worded but I'm assuming he doesn't want to pay for PS+ for him and his sons, he mentioned every kid and plus me, he's not a kid.
BTW OP you just need one PSN card, it can be used for multiple Accounts to play online on the same PS4.
Maybe if OP asked a question, instead telling everyone we are wrong, he would've gotten a little more sympathy. As it stands, OP hasn't responded back when asked about the rumors.
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I don't work for Sony. Just a gamer helping others.