Just recently I had to use one, before I could get my direct deposit back. Try avoiding PAY CARDS if you can.
Each time you use it at an ATM, it will charge a $3 fee, each trans action.
You with draw money from Checking Account, while using it. Its not a checking account.
**If you use the PAY CARD at any restaurants, you will be charged 20%**
Does not work at all gas pumps, you have to hand the card to the cashier.
Your name will be on the card and it will act like a debit card.
Banks should've worked out some type of deal with companies when it came to PAY CARDS. 3$ fees are way too much and the economy is bad. They could've added those fees somewhere else.
Yea, my wife has one of those. She uses an atm when she gets paid and gets as much of the money out as possible. Just to avoid crazy fees like those. Then she deposits all the money into our bank account.
yes, they are a rip off.