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Mar 29 2007
By: Destroyer95 Big Daddy 20648 posts
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Got this Email...Credit Card Scam People Should be Aware Of.

7 replies 9 views Edited Mar 29, 2007
Note:  I just copied and pasted, when you see an "I" in there, I'm not talking about myself, it's the person that wrote this.
If this is old, please don't just post to say that.


New Credit Card Scam ..Snopes.comsays this is true. http://www.snopes.com/crime/warnings/creditcard.asp

 

This one is pretty slick since they provide YOU with all the information, except the one piece they want.

Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "Master Card".

The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in Arizona?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"

You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security.

You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works.
The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". ; There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers' that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purc hases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "JasonRichardsonof Master Card" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.




Message Edited by PS2master4444 on 03-29-2007 05:36 PM
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Uncharted Territory
Registered: 05/26/2006
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Re: Got this Email...New Credit Card Scam.

Mar 29, 2007
thanks. i will make sure I give them all my info when they call.
Things I have gotten free from ordering off the internet in 2007:
$150 Through Paypal
$75 Ipod Shuffle
$45 Amazon Gift Card
$40 5mW Green Laser Pointer
$120 3 Webcams $40 each
$100 for selling free stuff on eBay
$80 10 Block Buster Game Rentals $8 each
+ Tons of other Stuff to much to list
-------------------------------Total = Over $610 Just in 2007!!!----------------------------------
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Ghost of Sparta
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Re: Got this Email...Credit Card Scam People Should be Aware Of.

Mar 29, 2007
wow, good to know, thanks for the heads up!
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Ghost of Sparta
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Re: Got this Email...Credit Card Scam People Should be Aware Of.

Mar 29, 2007
When will people learn that they most likely will be caught?
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CNNBoy-Cancer stickless for 3 days
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Big Daddy
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Re: Got this Email...Credit Card Scam People Should be Aware Of.

Mar 29, 2007
Unfortunately, there are people out there getting away with scams like this, that's why we need to know so we don't slip up on some info over the phone. 

Primo101 wrote:
When will people learn that they most likely will be caught?





Message Edited by PS2master4444 on 03-29-2007 05:43 PM
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Ghost of Sparta
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Re: Got this Email...Credit Card Scam People Should be Aware Of.

Mar 29, 2007


PS2master4444 wrote:
Unfortunately, there are people out there getting away with scams like this, that's why we need to know so we don't slip up on some info over the phone. 

Primo101 wrote:
When will people learn that they most likely will be caught?





Message Edited by PS2master4444 on 03-29-2007 05:43 PM

exactly, and the majority of scams like this and other email scams and such originate from other countries, the laws are less strict over there and they figure the US wont go out of our way to come get them for a little Credit Card scam or an Email phishing scam
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Ghost of Sparta
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Re: Got this Email...Credit Card Scam People Should be Aware Of.

Mar 29, 2007


DTW-_cannabis_ wrote:


PS2master4444 wrote:
Unfortunately, there are people out there getting away with scams like this, that's why we need to know so we don't slip up on some info over the phone. 

Primo101 wrote:
When will people learn that they most likely will be caught?





Message Edited by PS2master4444 on 03-29-2007 05:43 PM

exactly, and the majority of scams like this and other email scams and such originate from other countries, the laws are less strict over there and they figure the US wont go out of our way to come get them for a little Credit Card scam or an Email phishing scam


I can imagine this.


*Calls number*

*Other line in Indian Accent* Hello?

*Me* "Ummm yea who is this?"

*Guy* "Who are you?"

*Me* "I got an Email from you about your Email scam prevention"

*Guy, now in a NY accent* "Ohh yea, If yous fly dowhn heah to Texas and give us some infoh we cahn help yous"

*Me* "ORLY? And what's with the NY Accent if you live in Texas?"

*Guy* "Wait don't peopah talk loike this in Texas?"

*Me* No, Smiley Indifferent"

*Guy back in Indian accent* "Ohhh Crap.."


**Dead line**




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Big Daddy
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Re: Got this Email...Credit Card Scam People Should be Aware Of.

Mar 29, 2007
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